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How Our Program Works?

Through our competent negotiation with your creditors, Federal Debt Reliefs may be able to help you reduce your debt by 40-65% of the total amount you owe. If you opt for our debt settlement program, our counselors can establish affordable monthly payments so you can pay back the settled amount as quickly and comfortably as possible. The duration of the program depends on each client and their current situation, but the program is designed for a duration of 12-36 months.

The steps of our program are as follows:

Step 1: We contact each of your creditors individually to let them know that Federal Debt Reliefs will be representing you. This first step will clarify their interest in settling the debt with you, which in turn will put an end to the harassing phone calls and letters you currently receive.

Step 2: We negotiate with your creditors until a settlement agreement is reached. This may require multiple conversations, but Federal Debt Reliefs handles the entire process on your behalf. Once an agreement has been reached, we obtain it from each creditor in writing.

Step 3: The repayment process begins. Here, we will guide you on how to properly disseminate the amount you owe on each of your accounts. Our counselors will create and implement a plan that will meet your needs in the most efficient way possible. Once you have fulfilled your payment agreements…

Step 4: You are officially debt free!

 

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Debt Options: Debt Settlement | Credit Counseling | Minimum Payments | Bankruptcy | Debt Consolidation
Our Services: Debt Management | Credit Card Debt Relief | Debt Reduction